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Pensioners Welfare ForumPensioners Welfare Forum
Pensioners Welfare Forum
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FAQs

Frequently Asked Questions

Definitions

What is Cadet Service?

It is from date of joining to the fate of Passing out from PMA calculated in terms of years, months and days e.g.; 2 years, 10 months and 17 days. Cadet Service can count towards calculation of Pension

What is Date of SOD ?

The date on which one is struck of duty. A person on SOD remains on the strength e.g. a pensioner on LPR remains on SOD and is entitle to receive all the benefits announced during the period of LPR. He becomes SOS on expiry of LPR.

What is Date of SOS ?

The date on which one is struck of strength of Army.

What is Last Drawn Pay ?

The last pay as mentioned in the LPC. It includes Last pay +Disturbance Pay+ Command/Staff/charge Pay+ Qualification Pay.

What is Prescribed Service of Rank/ Qualifying Service ?

It is the number of years of service prescribed for each rank.

What do we mean by Years Purchased ?

Years Purchased are the number of years reflected in the commutation Table against the age of a pensioner on next birthday. The value of Years purchased is generally in the form of whole numbers with decimals. The digit after decimal is to be rounded off to whole number following Rounding Off Rule i.e.; if the digit after decimal is less than 5, it will be rounded off to the lower side and if the number is 5 or above it will be rounded off to the next higher whole number.

What is commutation Period ?

No of years for which a pensioner can get his pension commuted.

What do we mean by Gross Pension ?

Gross Pension is the total amount calculated as 70% of the Last Pay Drawn which includes Last pay +Disturbance Pay+ Command/Staff/charge Pay + Qualification Pay (allowances are not included). It is the pension before commutation. Before Dec 2001 the commuted part of pension used to be 50% of Gross Pension while after 2001 the commuted part has been reduced to 35% of Gross Pension. The commuted part of pension is restored on completion of commutation period.

What is a commutation Table and how do we use it ?

The Commutation Table gives the Commutation Factor/ Years Purchased which when added to pensioner’s age on next birthday results in the number of years for computation of commutation period.

What is Special Additional Pension ?

After working out Net/ Residual pension, Special pension is added according to the rank e.g. Major—Rs; 120 PM, Lt Col — Rs: 200 PM, Brig— Rs: 350 PM. Orderly Allowance authorised to Brig and above is also known as Special Additional Pension.

What is ISD ?

ISD stands for In Service Death.

Questions

Does the CMA (OP) automatically restore the commuted Pension ?

No. In addition to a letter forwarded by PPA 4, PPA Dte in which complete information about commuted amount and date of restoration are mentioned. In addition, date of restoration is shown on page 16 /17 of Pension Book. Accordingly, one has to apply to CMA (OP) about 6 to 8 weeks before the due date with a copy of the relevant page from Pension Book, copy of CNIC and Life Certificate

What Pensionary benefits are entitled to a pensioner

Following are entitlements: –

  1. 7% CLA,
  2. Usual increment if difference between Date if Increment and Date of Retirement is 6 months or more.
  3. Increase of 20% instead of 15% announced in Jul 2009, if eligible.
Why some of my course mates/ colleagues of my seniority are getting more pension than me ?

Following could be the reasons: –

  1. Your initial pay fixation is not correct.
  2. 7% CLA and Usual increment have not been added to your pension.
  3. The annual increase specially of 2009 has not been correctly added to your pension.
Are widows/daughters of a pensioner eligible to the benefit of Restoration of pension ?

Yes, if husband /father /mother have not claimed the above benefits, they can claim as life time arears. Note: – No benefits are given automatically, one has to apply.

What is the reason that some of my course mates are getting early restoration of Pension ?

Although the date of commission is the same, the date of SOS may be different.

Who all are entitle for Family Pension of a widow ?

Following are eligible: –

  1. Son (actual/Legitimate) up to the age of 21 years.
  2. Daughter, up to the age of 21 years or till marriage, whichever is earlier.
  3. Divorced/ widow daughter.
  4. Mentally/physically disabled son/daughter for life time provided disability is documented in CORO.
What is the estimated time for sanctioning the pension ?

If documents are complete in all respects, it should not take more than 4 to 6 weeks from the date of submission

Who should be contacted in case of delay in sanctioning of pension ?

Depends where the delay is: –

  1. If it is in CORO, PPA 4 in PPA Dte should be contacted.
  2. If it is in CMA (OP), MAG (Military Accountant General), CGA( Controller General Accounts) may be contacted.
What is the difference between the Family Pension and Special Family Pension ?

If the husband dies after retirement, the widow gets Ordinary Family Pension While if the husband dies during service, the widow gets Special Family Pension

How much is Family Pension in terms of percentage to the pension of deceased ?

It is 75% of the last drawn pension of the deceased whether Gross or Net Pension.

What is Gratuity and when does it becomes admissible ?

If the retiree for some reason is not granted pension, then certain percentage of his pay multiplied by number of years served is given as gratuity, also widow of ISD/ Special pension case gets 75% of pay as gratuity and remaining 25% is given after specified period on case-to-case basis.

What are the differences between the pension of a widow, Widow of a Shaheed and Widow of an ISD ?

The pension of a Widow of a retired is 75% of the last drawn pension whether on gross or net pension. Whereas, widow of a Shaheed/ISD is authorised Special Family Pension which in case of a Shaheed is equivalent to 100% of last pay drawn and in case of ISD it varies—up to 100% according to the circumstances under which the person has expired.

Pensioners Welfare Forum is a voluntary non-political and non-commercial organization which has been established to resolve issues faced by military pensioners, widows, Shuhada’s families and entitled NOK.

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